Did you ever give this a thought? What if… what if… the banking institutions failed?
Well, believe it or not… I have thought about this a lot! My research is leading me to believe almost without a doubt it is about to happen. Sounds crazy?? Yea.. I think so too.
Well let me share a— T~R~U~T~H.
When I went to Enota Mountain Retreat, the day I got there, I went online to check my bank balance. I could not connect to the bank. I was on a Mountain so I just dismissed it as a bad connection. After less then 24 hours.. I left (another crazy story.. written).
My one bank is a Credit Union.. it is very large. I’ll leave it at that. VERY large.
I was distraught so I got a room in Hiawassee GA. Once there, I connected to internet and I still could not connect to bank. I tried to call and get my balance and that did not work either. I said to self: “This is CRAZY BUT…. again I am in the Mountains.” So, I convinced myself not to worry and just carry on.
So.. I left for Enota from Ohio on a Tuesday. Arrived on Wednesday. Left Thursday.. stayed over a few nights along the way and got back home on Saturday. What a whirlwind trip!!! The whole time I could not reach the bank.. the whole time.
Once home… I COULD NOT CONNECT WITH THE BANK… I would call and get disconnected. I finally said… this is really crazy.. I am losing my frickin’ mind. My brother lives with me and I was showing him on my computer what was happening I would yell out when I couldn’t reach them via phone.
The actual HEADQUARTERS of the Credit Union are in California. There are ‘only’ shared-branches in my area. I live in Parma OH.. 20-30 minutes from Cleveland.
So.. I go to the Shared Branch. First off, the door would not open!!!! SERIOUSLY!! I noticed one of those buzzers with a camera. I pressed the button and then heard a click and was able to enter. I asked the lady.. what was going on. She had a confused look on her face. I explained what was happening .. she was still at a loss. Finally, I gave her my info and asked her to look up my account. She did so. I asked her to provide me with a printout of my account activity. She responded that they are not permitted to do that since they are a shared-branch. WTF????????????? I requested a withdrawal slip and took all my money out except for 10.00. I went home and changed my direct deposit I receive to my other bank.
It was TWO WEEKS before I was able to access online. They have a Facebook page and I went ‘NUTS’ on it…!!!! I would receive messages that they would call me and they never did… After I finally was able to access my account, they have placed charges for overdrafts.. late fees all kinds of shit. So my battle WILL continue. I was also late paying my rent so I will have quite a hefty late fee. I WILL MAKE THEM PAY>>> Then I will be on my way. DONE.
ANYWAY.. My message is this…”HAVE CASH ON HAND.. YOU MUST ALWAYS HAVE CASH ON HAND.
I will leave it at that.